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Head of Credit Risk | FinTech | Bangalore

India Permanent Work from Home or Hybrid View Job Description
Lead the Credit Risk function for a high-growth Fintech, overseeing credit policy governance, risk frameworks, and second-line risk management. This role will partner closely with senior leadership to strengthen portfolio quality, regulatory compliance, and long-term risk strategy while building a high-performing risk team.
  • Lead credit risk governance and build the second line of defence.
  • Shape credit policy, portfolio risk, and future risk strategy.

About Our Client

Our client is one of India's fastest-growing FinTech. As the organisation continues to scale, it is investing significantly in strengthening risk governance, credit frameworks, and regulatory excellence.

To support this growth, the business is looking to hire a Head of Credit Risk to lead credit risk governance, policy oversight, and second-line risk management while partnering closely with business, product, technology, compliance, and audit stakeholders.

Job Description

  • Building and leading the Credit Risk Second Line of Defence function.
  • Establishing robust credit risk governance, control, and monitoring frameworks.
  • Owning credit policy governance and providing independent oversight of risk decisions.

The Successful Applicant

  • 10-12+ years of experience in Credit Risk, Risk Management, Credit Policy, or Risk Governance.
  • Strong experience within lending-focused organisations, Banks, NBFCs, or FinTechs.
  • Deep understanding of credit risk frameworks, governance, regulatory requirements, and portfolio management.

What's on Offer

  • Opportunity to build and lead a high-impact Credit Risk function.
  • Significant visibility with senior leadership and key business stakeholders.
  • Competitive compensation, ESOPs, and leadership exposure in a high-growth organisation.
Quote job ref
JN-082026-7084427

Job summary

Function
Analytics
Sub Sector
Risk Analytics
What is your area of specialisation?
Financial Services
Location
India
Job Type
Permanent
Job Reference
JN-082026-7084427
Work from Home
Work from Home or Hybrid

Diversity & Inclusion at Michael Page

We don't just accept difference - we celebrate it. We encourage applicants from all backgrounds to apply for this role and are committed to building inclusive, diverse workplaces where everyone can thrive. If you require any support or reasonable adjustments during the recruitment process, please let us know.