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Manager/AVP - Credit Risk & Monitoring

Mumbai Permanent View Job Description
The incumbent will be part of the Risk and Monitoring team, responsible for pre-deal Credit Risk diligence and post-deal Portfolio Monitoring across asset classes, including Corporates, Real Estate, and Sponsor Finance.
  • Opportunity to grow your career with a renowned global financial services firm
  • Opportunity to gain exposure relating to strucutred finance deals

About Our Client

Our client is a renowned global bank into various business segments such as Corporate finance and M&A advisory, Investment banking, Private banking, Lending, Treasury and structured finance solutions, Portfolio management and advisory, Fixed Income; focusing on tailored and advisory-led banking with a notable presence in mid-market corporates and private equity ecosystems.

Job Description

A. Pre-deal Credit Evaluation

  • As part of the Risk team, carry out detailed credit due diligence for deal evaluation and close coordination with the Underwriting team.
  • Review and analyse finding of various Due Diligence reports (Financial Due Diligence, Commercial Due diligence, Legal opinions etc) where applicable.
  • Based on the Financial model submitted by the Underwriting team, carry out review and prepare scenario analysis including unit economics, projections, cash flow analysis, ratio analysis etc.
  • Suggesting risk mitigants, covenants, conditions, etc. based on diligence findings.
  • As part of deal diligence, compile and analyse relevant data on the sector, competitors, etc with implications on financial model.
  • Prepare Risk recommendation advice as part of submissions to the Investment Committee, articulating insights gained from such analysis.



B. Portfolio monitoring & Other requirements

  • Track ongoing performance of portfolio companies, including regularly updating financial performance, industry trends, adverse news, repayment status.
  • Track covenant due dates, conditions subsequent due dates, hedge monitoring, follow up for compliance and escalate appropriately.
  • Flag early warning signals and recommend appropriate risk mitigation strategies.
  • Conduct Portfolio Review and meet Annual review requirements of deals in a timely manner.
  • ⁠Provide portfolio performance inputs during preparation of investor newsletters, valuation reports, audit related actionables.
  • Prepare and circulate Risk dashboards for portfolio analytics, improvements such as Policies/ Process notes etc. Leverage AI/ technology to improve productivity.
  • Ad hoc projects, policy formulation, IRB related data governance sanity etc.



The Successful Applicant

  • Master's degree in Finance from a reputed college/Chartered Accountant with 7-10 years of similar working experience.
  • Strong experience in credit risk of domestic mid/large corporates.
  • Self-starter and able to take responsibility with a proactive approach to daily tasks. Works closely with investment and risk teams, fostering a collaborative environment to drive results and share expertise across the business.
  • Strong knowledge of financial management or modelling and understanding of financial regulations, proficiency in Excel, PowerPoint, dashboard tools, and portfolio management systems.
  • Meticulous attention to detail in preparing reports and managing financial information & exceptional verbal and written communication skills, with the ability to present complex information clearly and concisely.



What's on Offer

  • Competitive salary package.
  • Opportunity to work in a global bank.
  • Exposure to challenging projects relating to structured finance.
  • Supportive and professional company culture.
Quote job ref
JN-042026-7003800

Job summary

Function
Banking & Financial Services
Sub Sector
Risk Management
What is your area of specialisation?
Financial Services
Location
Mumbai
Job Type
Permanent
Job Reference
JN-042026-7003800

Diversity & Inclusion at Michael Page

We don't just accept difference - we celebrate it. We encourage applicants from all backgrounds to apply for this role and are committed to building inclusive, diverse workplaces where everyone can thrive. If you require any support or reasonable adjustments during the recruitment process, please let us know.