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Director - Credit Risk - Monitoring (Structured Products)

Mumbai Permanent View Job Description
Build and enhance risk management frameworks from the ground up, allowing you to leave a lasting mark on the organisation's approach to portfolio oversight.You will be empowered to work collaboratively with global counterparts, internal stakeholders, and external agent banks, fostering an environment of shared knowledge and communal problem-solving across regions.
  • Opportunity to work with a leading global bank
  • Opportunity to directly influence business outcomes & risk strategy

About Our Client

Our client is a leading multinational bank which has a massive network across the globe and provides investments, corporate and personal banking facilities such as commercial banking, trust banking, securities, foreign exchange, trade finance, and cash management.

Job Description

  • Your day-to-day responsibilities will centre around providing independent oversight of both transaction-level and portfolio-level risks within the Global Structured Solution business
  • You will play a crucial role in maintaining rigorous credit administration standards by ensuring all relevant documentation is accurately archived.
  • You will monitor deal covenants meticulously and escalate issues as needed, either directly or by validating agent calculations alongside Credit Management professionals.
  • You will ensure annual BR rating reviews are conducted on loan facilities and collateral to maintain robust risk controls throughout the portfolio.
  • You will conduct thorough risk analysis on received information, assessing asset impacts on collateral and financing structures to identify potential vulnerabilities.
  • You will monitor Early Warning Indicators (EWI) proactively and escalate concerns promptly to safeguard against emerging risks within transactions.
  • You will evaluate pipeline trades for risk correlation and marginal impact on the existing portfolio, contributing valuable input into portfolio construction strategies.

The Successful Applicant

  • Possess 12 plus years of experience in second line of defence credit risk roles or portfolio risk management positions within structured credit environments; fund finance or back-leverage exposure is preferred.
  • You have a proven track record as a Risk Portfolio Manager in structured credit products combined with deep expertise in sponsor-backed transactions.
  • Demonstrate a strong understanding of structured credit products, sponsor-backed transactions, and asset-backed lending practices essential for effective portfolio oversight.
  • Bring proven experience working with customer ratings systems, Early Warning Indicator frameworks, and portfolio aggregation tools that support robust risk analysis.
  • Display capacity for cross-functional collaboration across regions within a global organisation, promoting interdependent teamwork for shared success.

What's on Offer

  • As a first member in the team in India, you will play a pivotal role in growing the business
  • Opportunity to grow your career in a multinational bank which supports personal growth
  • Competitive salary package
  • Bank offers a structured succession plan for career enhancement
Quote job ref
JN-032026-6981861

Job summary

Function
Banking & Financial Services
Sub Sector
Risk Management
What is your area of specialisation?
Financial Services
Location
Mumbai
Job Type
Permanent
Job Reference
JN-032026-6981861

Diversity & Inclusion at Michael Page

We don't just accept difference - we celebrate it. We encourage applicants from all backgrounds to apply for this role and are committed to building inclusive, diverse workplaces where everyone can thrive. If you require any support or reasonable adjustments during the recruitment process, please let us know.