Save Job Back to Search Job Description Summary Similar JobsOpportunity to shape transformation in a modern banking setupFast-growing, digitally driven bank with strong customer focusAbout Our ClientOur client is a large organization in the financial services industry, specializing in retail banking and loans. They are committed to delivering innovative solutions and maintaining a strong focus on data analytics to support strategic business objectives.Job Description* Design and deploy statistical models including but not limited to Application and Behavioral scorecards using advanced ML techniques.* Lead end-to-end lifecycle: problem framing → data extraction → feature engineering → model development → validation → deployment → monitoring.* Develop statistically robust models using techniques such as (but not limited to): * Gradient Boosting (XGBoost, LightGBM, CatBoost) * Random Forest, Ensemble methods * Neural Networks (MLP)* Apply rigorous evaluation frameworks (AUC, KS, Gini, Lift, PSI, stability analysis).* Address imbalanced datasets, reject inference, segmentation, and portfolio drift.* Build challenger models and drive continuous performance optimization.* Develop and refine credit underwriting strategies aligned to risk appetite, approval rate targets, and portfolio profitability.* Conduct portfolio analytics and recommend cut-off, limit, and pricing strategies.* Collaborate with Risk, Policy, Product, and Tech teams to translate business requirements into deployable decisioning frameworks.* Ensure robust monitoring, back-testing, and periodic recalibration.The Successful ApplicantA successful Data Analyst - Risk Analyst should have:* 3-6 years of experience in Credit Risk Analytics * Strong foundation in statistics, hypothesis testing, sampling theory, and classification methodologies.* Proven experience in ML-based credit modeling, model governance and monitoring * Expertise in handling large structured financial datasets.* Proficiency in Python, PySpark, Scikit-learn, and boosting frameworks.* Experience building scalable training pipelines and supporting production deployment.What's on OfferA competitive salary packageOpportunities for professional growth and development in the analytics field.Comprehensive benefits and supportive company culture.Chance to work with a large organization in the financial services industry.If you are a skilled Data Analyst - Risk Analyst looking to make an impact in a dynamic environment in Bandra (East), Mumbai, we encourage you to applyQuote job refJN-062026-7044594Job summaryFunctionBanking & Financial ServicesSub SectorCredit RiskWhat is your area of specialisation?Financial ServicesLocationMumbaiJob TypePermanentJob ReferenceJN-062026-7044594
