Lead Actuary - P&C Retail Reserving

● Own key actuarial judgments, recommendations, and approvals within the assigned scope, escalating material issues and risks as appropriate.

● Perform end to end reserving activities for relevant lines of business, including premium and claims liability valuations

● Lead regulatory and statutory reserving activities, including calculation and analysis of IBNR, reserves and key actuarial assumptions, and preparation of all regulatory submissions such as Financial Condition Reports (FCR) and IBNR Report

● Build, maintain, and review reserving models using ResQ reserving software or similar reserving systems

● Use Python or SAS to support actuarial analysis, model validation, and process automation

● Apply actuarial methodologies to assess reserve adequacy, experience trends, and emerging risks

● Participates in broader business engagements including P&C business activities, review of business plan assumptions, and partnering with senior management on topics as required.

● Experience with working on Motor TP IIB Data is a plus

● Supports the establishment and operation of Reserving and Technical Committees in accordance with group requirements.

● Advises on reinsurance structures and supports the assessment of reinsurance costs, including participation in reinsurance discussions and negotiations as appropriate.

● Work closely with Finance, Risk, Underwriting, and Business teams to explain reserve movements, assumptions, and results

● Support audits, actuarial reviews, and governance processes

● Product and actuarial pricing experience in the past with experience in controlling and managing actuarial risk within products is a good to have.